Retail

Insurance Information

Building Coverage

• Accidental breakage of glass and signs

Equipment Coverage

• Replacement Cost (optional)
• Optional theft coverage
• Optional mechanical breakdown to computers
• Optional sewer/sump back-up

Stock Coverage

• Optional theft coverage
• Market value for stock on shelves
• Damage resulting from change in temperature

Loss of Income Coverage

• Replaces business income lost as a result of insured damage to property (less expenses which do not continue)
• Crime Coverage
• Contents including cash

Highlights only . Actual policy wordings govern. Coverage availability subject to underwriting eligibility

Why Insure with a Mutual

We’re Your Neighbours

• We understand your needs
• Focused on rural Ontario

Focus on Policyholders Interests

• Ontario’s Mutuals are owned & directed by their policyholders, and operate with a “member value” philosophy

Strength in Companies

• Ontario’s Mutuals back each other through our own g guarantee Fund and Reinsurance company
• Collectively our system is one of the most financially secure insurance networks
• Ontario’s Mutuals are 100% Canadian and fully licensed to operate in Ontario.

Loss Prevention Service

• On site inspections
• Promoting safety & awareness in the community
• Fire extinguisher program