Focusing on Cottage Safety

An Ounce of Prevention, Randy Van Bakel, Loss Prevention Representative, Usborne and Hibbert Mutual Fire Insurance.

For the month of June, our blog is focusing on cottage safety. Start the cottage season right, by following these tips: 

1. Check your car’s lights, signals, tire pressure and fluids before the trip to the cottage. 

2. Assemble a first-aid kit for your cottage and your car. Already got these. Review the contents of the kits and replace any missing or expired supplies. 

3. Review the condition of boat(s), including fuel lines and tanks. Ensure that all required safety equipment is on board and in good repair. 

4. Check your electricity meter and interior wiring, cords and plugs for any signs of gnawing or other damage before turning on your power for the season! 

5. Install and maintain cottage smoke detectors and carbon monoxide detectors. 

6. Remove dry leaves and debris from the cottage roof and/or eavestroughs to reduce fire risk. (Remember: use ladders with caution!) 

7. Boating in spring weather? Beware of the dangers of cold-water immersion.

8. Talk to your insurance representative to review your cottage, car and boat coverage. Bear in mind that many property insurance policies carry exclusions related to water damage – check yours and be sure you understand what you are covered for. 

9. Prepare for extreme weather events by creating a family emergency preparedness plan for the cottage. Just like at home, consider what your family would need to survive at the cottage for 72 hours in a time of emergency. 

10.Talk to your neighbours, and plan ahead for emergencies by identifying vulnerable people as well as potential community volunteers. Please share this information with other waterfront property owners!