Contractor

Insurance Information

Shop Building Coverage

• Accidental breakage of glass and signs

Office Contents Coverage

• Replacement cost
• Optional theft coverage
• Optional mechanical breakdown to computers

Installation Floater

• Materials on site (installed and in process) during period of contract
• Materials in transit to site

Tool & Equipment

• Hand tools on a blanket basis
• Automatic 6 day coverage on short term rentals up to $2,500
• Automatic 30 day coverage on new acquisitions up to $2,500

Public Legal Liability

• Premises Coverage – Your shop and job site
• Completed Operations coverage—when work completed
• Personal Injury (Libel, slander)

Highlights only. Actual policy wordings govern. Coverage availability subject to underwriting eligibility.

Why Insure with a Mutual

We’re your Neighbours

• We understand your needs
• Focused on rural Ontario

Focus on Policyholder Interests

Ontario’s Mutuals are owned & directed by their policyholders, and operate with a “member value” philosophy

Strength in Companies

• Ontario’s Mutuals back each other through our own Guarantee Fund and Reinsurance company
• Collectively our system is one of the most financially secure insurance networks
• Ontario’s Mutuals are 100% Canadian and fully licensed to operate in Ontario.

Loss Prevention

• On site inspections
• Promoting safety & awareness in the community
• Fire extinguisher program